Understanding Multiplan Mental Health Insurance

Multiplan coverage connects users to a network that offers a variety of options for mental health services. At Camelback Recovery, we offer mental health services in Phoenix, Arizona, with a range of treatment options covered by providers in the Multiplan network to support those struggling with mental health or behavioral health challenges.

Mental Health Treatments Covered by Various Insurers

The Multiplan network provides access to a wide variety of insurance companies, each of which offers coverage for different mental health treatments. Knowing what your insurance company covers can help you access the support you need more readily.

Inpatient Mental Health Treatment

Inpatient mental health services deliver intensive care for those who require focused treatment over a period of time. This is an essential part of the mental health services provided at Camelback Recovery and something providers in the Multiplan mental health insurance network cover.

Stays in an inpatient facility may vary in length depending on the client’s needs and preferences. A program of visits to a therapist or other ongoing support on an outpatient basis often follows them.

Outpatient Mental Health Treatment

Outpatient mental health services that include therapy and medication management are an essential part of ongoing behavioral health treatment and support for those with depression, anxiety or other disorders. These flexible treatments are also covered within the Multiplan network.

Some individuals find a short outpatient therapy program sufficient to help them address the challenges they’re facing. Others may find that they need additional support after an assessment, such as a short inpatient stay.

Therapies Covered by Multiplan Insurance

Coverage providers within the Multiplan network cover a variety of therapies to help clients receive care that works for them and suits their needs. These treatments may be helpful for individuals struggling with depression or anxiety. Our services include:

Attachment-Based Therapy

Attachment-based therapy focuses on how early-life experiences may impact a person’s current mental health.

Dialectical Behavior Therapy (DBT)

Individuals struggling with emotional regulation may find dialectical behavior therapy beneficial. This behavioral health treatment assists with processing and regulating strong or unwanted emotions.

Eye Movement Desensitization and Reprocessing (EMDR) Therapy

EMDR therapy can help those who’ve experienced traumatic events or who are experiencing PTSD recover from their trauma.

Narrative Therapy

Learn how to reshape your mental health narratives with the Camelback Recovery narrative therapy service.

Person-Centered Therapy

Our person-centered therapy empowers those with mental health challenges to go on a journey of self-discovery.

Rational Emotive Behavior Therapy (REBT)

Rational emotive behavior therapy can help address irrational beliefs that may be adversely affecting a person’s mental well-being.

Solution-Focused Brief Therapy (SFBT)

Take a goal-focused approach to recovery with solution-focused brief therapy, driving positive outcomes.

Transcranial Magnetic Stimulation Therapy

Individuals living with depression may find transcranial magnetic stimulation therapy helps alleviate their symptoms.

Psychiatric Services

Our range of psychiatric services includes medication management, therapy and assessments. Our psychiatric services can help patients better understand their issues so they can choose a course of treatment that will offer the best returns for them. Insurance providers cover these in Multiplan’s network and are vital to our mental health programs.

Maximizing Your Multiplan Mental Health Coverage

To fully take advantage of Multiplan’s services, it’s essential to know which coverage providers they’ve connected you with and to confirm a treatment center is in the network. Once you’ve confirmed you’re covered for the outpatient or residential treatment you’re considering, you can feel confident you can access the care you need.

Specifics of Mental Health Services Coverage

Multiplan is not a health insurance provider. Instead, it sets up plans with a network of providers. In most cases, these providers cover all the mental health services we provide at Camelback Recovery. However, the therapies and services covered may vary between plans.

Restrictions or Conditions on Coverage

It’s common for insurance plans to have limitations, such as requiring a patient to be referred to us via their primary care physician. Some plans may also limit the number of therapy sessions they’ll cover per year or require therapy sessions to be preauthorized. The specific benefits and limitations will vary between plans.

Inpatient vs. Outpatient Services Coverage Differences

Insurance plans may have different terms and requirements for inpatient and outpatient services. Inpatient services are often more expensive, so a health plan may require a patient to meet stricter referral or assessment requirements before covering such treatments. Outpatient therapies may not have such strict requirements, although there may be a deductible or a limit to the number of therapist appointments covered per year.

Network Status and Its Impact on Coverage

Camelback Recovery is an in-network provider, so we have agreements with the insurance providers Multiplan works with. This should result in lower out-of-pocket costs for Multiplan mental health clients. If someone tries to get an appointment with a healthcare provider that’s out-of-network for their insurance plan, they may face high costs and a delay in any reimbursement.