Mental Health Treatments Covered by GEHA Insurance

There are two basic types of mental health care treatment programs: inpatient and outpatient programs. While these two types of behavioral health care vary in scope, degree and programming, they both provide professional therapy and supportive services. Depending on your concerns, your GEHA mental health insurance coverage may include inpatient, outpatient or a combination of care options.

Inpatient Mental Health Treatment

Inpatient mental health treatment, also referred to as residential treatment, uses comprehensive mental health care plans that often use a combination of individual and group therapy. These services are designed for those with more intense mental health concerns. Individuals receiving inpatient treatment remain at the facility 24-7, which provides a safe, secure setting.

Outpatient Mental Health Treatment

On the other hand, outpatient mental health treatment doesn’t provide 24-7 care. Instead, individuals receive treatment based on personalized care plans. This treatment could include individual therapy on a weekly, biweekly or even monthly basis, group therapy or a combination of services and therapies.

Therapies Covered by GEHA Insurance

When it comes to mental and behavioral health care, there are various types of therapies available. Individuals work directly with a mental health professional to determine if any of these therapy alternatives are a medical necessity for their individualized treatment plan. Fortunately, GEHA insurance plans cover a wide range of therapies.

Attachment-Based Therapy

Attachment-based therapy helps individuals deal with mental health issues caused by childhood experiences. It helps them find successful ways to manage the trauma attached to these experiences.

Dialectical Behavior Therapy (DBT)

Dialectical behavior therapy, more commonly referred to as DBT works well for those who struggle with intense emotions. It’s a form of talk therapy that allows individuals to talk through their emotions and improve their mental health conditions.

Eye Movement Desensitization and Reprocessing (EMDR) Therapy

EMDR therapy can help those with previous traumatic experiences successfully deal with the aftereffects, triggers and challenges associated with this trauma.

Narrative Therapy

Narrative therapy helps individuals separate themselves from the challenges they face by looking at these issues externally rather than internally.

Person-Centered Therapy

Person-centered therapy looks at an individual’s history and how those experiences may impact their lives. Based on this information, their mental health professional uses various techniques to help them overcome these past challenges.

Rational Emotive Behavior Therapy (REBT)

REBT therapy can improve a person’s mental health by helping them identify negative, self-defeating thoughts and find ways to replace these thoughts with more positive, future-forward ones.

Solution-Focused Brief Therapy (SFBT)

SFBT therapy helps individuals change their thought processes by helping them discover solutions rather than solely focusing on their problems.

Transcranial Magnetic Stimulation Therapy

TMS is a cutting-edge technology that uses electric stimulation at specific points in the brain to help individuals overcome various mental and behavioral health concerns.

Psychiatric Services

Psychiatric services include both individual and group therapy. Mental health professionals work with individuals to develop coping skills to deal with various mental and behavioral health issues.

Maximizing Your GEHA Mental Health Coverage

The best way to maximize your GEHA mental health coverage is to understand the specific details of your insurance plan. Making sure you understand what your GEHA health insurance covers can ensure you receive all the essential health benefits you need to treat your mental health issues successfully. It can also prevent you from receiving charges for services not included in your insurance coverage.

Specifics of Mental Health Services Coverage by GEHA

All our mental health and behavioral health coverage options are typically included in GEHA insurance plans, including inpatient and outpatient treatment. Additionally, all the therapy options listed above are covered by GEHA insurance plans. GEHA insurance plans also include psychiatric evaluations, prescription medication, and individual and group counseling services.

Limitations or Conditions on GEHA Coverage

Understanding if your GEHA mental health insurance plan includes any limitations or special conditions is crucial. For example, your GEHA plan may limit the number of therapy sessions you can have in one year or how many days of inpatient treatment you can receive. Be sure to read your specific GEHA insurance policy for details about your insurance coverage, or contact GEHA directly for more information.

Comparison of Coverage for Inpatient vs. Outpatient Services

While GEHA insurance coverage includes both inpatient and outpatient services, the type of benefits provided can vary. For instance, you may be limited to the number of outpatient services you can receive in one year. However, GEHA typically covers your entire care cost when seeking inpatient treatment.

Network Status and Its Effect on GEHA Coverage

Regarding insurance coverage, there’s usually a significant price difference between seeking mental health care treatment at an out-of-network facility rather than an in-network provider. Fortunately, GEHA is an in-network provider with Camelback Recovery, so you won’t have to worry about those higher out-of-pocket costs. Most GEHA insurance plans cover many mental health care and treatment programs. When choosing a mental health provider outside the GEHA network, understand the extra costs involved.